Welcome to The Art of Investing!

SUCCESS DOESN'T HAPPEN BY ACCIDENT!!

This website is dedicated to the theories behind investment. About empowering and educating you to help you take charge of your investments.

By reading our featured articles and fact sheets you will be able to better prepare yourself to make the decision as to where and how to invest your hard earned money. We illustrate various ways to save money, how to set a budget and how to develop your business savvy.

It is very easy to fall into the trap of being under prepared or be blinded by the hype around certain investments. These can most often be avoided through better education and developing awareness.

With over 15 years’ experience in many sectors of the financial services industry The Art of Investing team aim to dispel investment myths and misconceptions. We welcome questions on specific topics through our feedback section.

Please submit your topic for further discussion or search the article library for information already published on your desired topic. 

This website is not providing you with financial advice. We put a strong emphasis on the fundamentals and theory behind investing with the intention of better preparing our followers to make more prudent financial decisions.

For tailored personal financial advice we suggest engaging a qualified Financial Adviser to assist you.

Featured Articles

Five things every investor must know

30/05/2013 11:37
Five things every investor must know This is an article I found that is very interesting. TAOI did not write it, its source is unknown. Have a read and enjoy!   I own one finance textbook, and I occasionally open it to remind myself how little I know about finance. It's packed with formulas on...

$10,000 Investments....6 months on!

11/01/2013 15:47
On the 1st July 2012 The Art of Investing team invested a hypothetical $10,000 in five different asset classes. 6 months on here are the results...   The At Call Cash account has made $260.83 thus far however looks like yielding a lower return over the next 6 months due to several interest...

Estate Planning: Why Wills are so important.

12/09/2012 14:30
No-one likes to contemplate their mortality. As an adviser getting people to address the topic of Wills and the distribution of assets in the event of their death are usually met with dismissive attitude. In fact a significant percentage of the clients I see do not have a valid Will or insurance...

The Art of Investing - $10,000 Trial

04/06/2012 13:59
Righto Investors! The Art of Investing Team is pleased to announce a new feature to the website. We have invested a hypothetical $10,000 across the main investment asset classes. Over the coming 12 months (and beyond) we will regularly update the capital value and income generated from each...

Investing in Cars, Art and Collectables

08/05/2012 18:46
Over the years, and also quite recently, I have had clients that have had some very strange investments.   While working in a country town in New South Wales I knew a man that invested almost every spare dollar he had in Art, paintings mostly. As to how wealthy this person has become...

Getting control of debt.

03/05/2012 18:37
I had a relatively new client approach me for help recently. This client and her husband have an unbelievable amount of debt. Her and her husband not only had a mortgage of $300k but they also had a personal loan for a new car of $25k and credit card debt totaling $120k (one for $80k and another...

Habits of successful investors

22/04/2012 01:06
In my career as a Financial Adviser I have had the opportunity to see many clients from all walks of life. I have had the chance to see how each client manage their money, what they invest in, their debt levels and also gain insight into the thoughts, feelings and motivations towards...

Gen X/Y victims of parents success.

04/04/2012 14:41
The younger generations can become victims of their parents’ success. By this I am referring to the generational changes that have lead us to where we are today and how our lifestyles have changed over the years.   Today's Octogenarians (age 80+) often went without through childhood into...

A dollar saved is a dollar less that needs to be earned!

29/03/2012 09:51
One of the most important things you can do within your household is to prepare a budget.   I would wager that less than 10 percent of budgets started were finished and of the ones finished far less were actually put into action. Doing a budget, even a rough one, can help you manage...

It’s time to take charge of your superannuation

29/03/2012 08:56
Superannuation is the investment almost every Australian has but most don't pay any attention to until the time they need to start accessing it to help pay for their retirement. The problem is that by this point it is too little too late as by forgetting about it for so long the balance that is...
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News

Change to the Australian Marginal Tax Rates

04/04/2012 14:43
1st July 2012 will usher in sweeping changes to Australian Marginal Tax Rates as well as proposed changes to Superannuation legislation. Although many announcements are yet to be made regarding superannuation, the Federal Goverment have confirmed the following changes to the Australian Marginal...

Website launched

27/03/2012 23:07
Our new website has been launched! Here is your chance to empower yourself and make your future investments more wisely. The featured articles will be updated regularly and will cover a broad range of topics. Be sure to stop by every now and then to see what's new. Please feel free to email...

The Art of Investing Tip of the Month:

Cubs, Scouts, Brownies and Guides: After a recent meeting with my favorite clients they suggested Cubs and Scouts as an excellent and cost effective activity for children. Entertaining kids can become a very expensive exercise these days. With these groups they will not only have fun and make friends, they will learn valuable skills and also it won't cost parents the earth!

Previous Tips:

Make your own:

When looking for a new hobby, try something that will not only entertain you and pass the time but will also provide you with something tangible. Join a sewing club, make your own things. Take art classes, design your own wall hangings. My wife has wanted to learn to sew and desires to make her own dresses just like her Nan used to. Go on, take the first step!

 

Designer Beverages: With boutique wineries and smaller craft breweries popping up all over the place, why not try it out for yourself. Daring to try different ingredients and pushing the limits of convention is what it is all about. Not only does it work out cheaper but you are able to fashion a drink just the way you like it and also take on a new hobby!

Cheers!

 

Get a money box, money tin, jar or container and start putting loose change in it when you get home at the end of the day.

After a few months open it up and the amount you have accumulated might come as a surprise!


 

It's Sale Time! Look at all the unwanted items around your house and look at what is in good enough condition to sell and head straight to eBay, GumTree, Trading Post or have a Garage Sale. Not only will you free up space but you will also have more money in your pocket!!

Hit the books! Invest some time learning a new skill. By building your knowledge you in turn become a more valuable asset. It could be a course related to your current job or the job you want to get. It could relate to a business idea you want to get off the ground. Some think things will happen, some want things to happen, some make things happen!!

Put more hours in your day! Use the same hour to do multiple things and you willsqueeze more into your day. Example: if you drive to work takes you 30 minutes instead of listening to mindless breakfast radio listen to a Learn a Language CD and upskill yourself. You could ride your bike to work. This way you are  using the time getting to work but also using the same time to improve your fitness. Just think of how much more you could fit into your day by doing this?

 

Simple changes all add up! By making some very simple changes to your current lifestyle or habits you can save a considerable amount of money over time. For example quitting smoking will not only improve your health but create a massive savings opportunity. Reading the newspaper online rather than buying a paper will not only save you money it will also reduce waste in the process. Catch public transport instead of using taxi's. All great and simple ways to reduce your spending. The savings can then be used for the things that are most important to you.

  

From trash to treasure: Living in Melbourne I have notice a lot of funky new restaurants crafting furniture etc from items that would normally be thrown away. Most of the ‘usless’ items we discard daily can be used again, we just need to uncover the use. Be creative and what you can make and what you will save will astound you!